1. Trading hours of particular financial instruments in the period from last Sunday of October till last Saturday of March are expressed in Central European Time (CET), while Central European Summer Time (CEST) is used to express trading hours in period from last Sunday of March till last Saturday of October.

2. Swap points shall be understood as charging or crediting a client's account who maintains opened positions in a given financial instrument for the next day. Swap rates differ from one currency pair to another.

3. Charging or crediting with swap points takes place at the midnight of each day in accordance with the daily value calculation.

4. For instruments EURTRY (for all offers), USDMXN (for all offers), EURMXN (for all offers), GBPMXN (for all offers), EURCNH (for all offers) and USDCNH (for all offers) swaps are charged or credited at the midnight of each day in accordance with the daily value calculation except Wednesday (swap value for 3 days is charged/credited), Saturday and Sunday (no swaps are charged/credited).

5. For instrument USDTRY (for all offers), swaps are charged or credited at the midnight of each day in accordance with the daily value calculation except Thursday (swap value for 3 days is charged/credited), Saturday and Sunday (no swaps are charged/credited).

6. Swap points values are calculated on the basis of disparity of currency pairs’ interest rates or constitutes the cost of keeping of the Underlying Instrument. Swap points reflect the money value change in time. Daily value of swap points shall be calculated as follows:

S=(F(1) - F(0))/7

where

F(1) is a weekly future value of the instrument’s rate calculated with taking into account time and deposit rate of given currency;

F(0) is a value of the spot rate of a given financial instrument.

7. The Company reserves the right to change, fully or partially, without notice, the abovementioned swap points according to the situation on the market.

8. Leverage for some trading tools may differ from leverage of a trading account (Custom Margin, %) and can be changed in the specified range depending on market conditions. Custom Margin percentage for financial instruments is categorized into 3 groups: 2.5%, 12.5% and 100%.

2.5% Custom Margin is applied to the following financial instruments: USDCZK, USDHUF, USDMXN, USDNOK, USDPLN, USDRON, USDSEK, USDZAR, GBPPLN, CHFHUF, CHFPLN, EURCZK, EURHUF, EURNOK, EURPLN, EURRON, EURSEK.

12.5% Custom Margin is applied to the following financial instruments: USDTRY, USDCNH, GBPMXN, EURTRY, EURZAR, EURMXN, EURCNH.

100% Custom Margin is applied to the following financial instruments: GOLD, OIL, PLATINUM, SILVER.

9. Reference source:

Forex: Interbank market price from top-tier banks.

GOLD, SILVER, PLATINUM: Interbank market price from top-tier banks.

OIL: Organized market (exchanges).